Tax-Free Savings Accounts   A Tax-Free Savings Account (TFSA) is a new way for residents of Canada to set money aside, tax-free, throughout their lifetimes. Contributions to a TFSA and the interest on money borrowed to invest in a TFSA are not tax deductible. The income generated in the TFSA is tax-free when withdrawn. For 2009, if you are eligible, you can contribute up to $5,000 to your TFSA. After 2009, the annual TFSA dollar limit will be indexed to the inflation rate. The indexed amount that will be provided will be rounded to the nearest $500 increments. For example, assuming that, in 2009, the inflation rate is 2%, the TFSA dollar limit would remain at $5,000 for 2010 and 2011, but would increase to $5,500 in 2012. For more information on TFSA’s contact us at 613-729-4312

Our Unique Value and Service Philosophy
At Frontline Financial Credit Union, we are a family friendly financial institution that serves our members better than anyone else. Like many of our members who are at the frontline of our community, we pride ourselves in listening and responding quickly to our members needs. Our financial expertise, our product knowledge, our clear understanding of our members unique needs, and our great service sets us apart from the competition.
Our staff is empowered to help our members achieve financial success by identifying their needs and, where possible, tailoring our products and services to benefit each member. We always provide a personal touch and take that extra step to anticipate our members financial needs.
We believe that membership in our organization has its rewards and we constantly seek ways to add value to our members. We value everyones membership and put people before profits! Our members come first in everything we do.

The Credit Union Difference

As a Member/Owner, this Credit Union belongs to you. A volunteer Board of Directors
is elected by you from within the Credit Union membership to oversee the direction
of the Credit Union. Your membership entitles you to a vote at our Annual General
Meeting.

The Credit Union Advantage

As a shareholder of Frontline Financial Credit Union you share in the Credit
Union’s profits. For over 25 years, the Credit Union has consistently paid yearly
dividends and rebates to our members. In fact, our members have shared in over
5 million dollars and we continue to work hard to reward you for your patronage.

The Member Advantage

Frontline Financial Credit Union puts your best interests first; whether you’re
purchasing your first home, saving for your child’s education or planning for
your retirement...we’ve got what you’re looking for.

What We Offer

Our dedicated staff is eager to assist you with all of your banking needs. Our
many services include:

• Chequing
  
• Savings
  
• Business Accounts
  
• Term Deposits
  
• RRSP’s, RRIF’s and RESP’s
  
• Mutual Funds - are offered through Credential Asset Management Inc.
  
• Loans, Lines of Credit
  
• Mortgages
  
• MasterCard
  
• Travellers Cheques and Insurance
  
• Payroll Deduction
  
• 24 Hour Internet Banking
  
• Phone Banking
  
• Worldwide access to your funds through Automated Banking
  Machines.
  
• All this and Professional Personal Service too!
  

Who Can Join?

Membership is open to all Emergency and Essential Services Personnel and their
family and friends. In addition, Frontline Financial Credit Union welcomes
all residents and merchants of our local communities to enjoy the benefits of
membership.

Everything your Financial Institution should be…and more!